BPI Platinum Rewards Mastercard

BPI Platinum Rewards Mastercard

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    If you’re a frequent shopper both here and abroad, get the BPI Platinum Rewards Card. Maximize its generous rewards program and enjoy 0% interest installment for up to six months at partner airlines all year round. This card also lets you convert your points into air miles.
    Annual Fee ₱4,000 (free for the first year)
    Minimum monthly income requirement ₱83,333
    Interest Rate 3%
    Benefits
    • 2 BPI Points for every ₱30 local spend
    • ₱20 foreign currency spend online or abroad
    Quick Facts
    • Easily earn and redeem rewards. Whether you’re shopping, dining, or traveling, earn rewards points for GCs, miles, and more with BPI Rewards Cards.
    • Use your BPI Platinum Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.
    • Earn two (2) BPI Rewards Points for every Php 30 local spend or for every Php20 foreign currency spent at merchants outside the Philippines, whether in-store or online.
    • View, track, and redeem your points in real time through the Vybe app.
    • Enjoy 0% installment on airline tickets for up to 6 months, all year round, when you book your airfare using your card.
    • Enjoy convenient travel and access airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly, subject to required spend.
    • Be insured for free whenever you travel for up to Php 10 million when you book your flights using your card.
    • Mastercard’s Purchase Protection Insurance guards your purchases against theft and accidental damage for up to 180 days
    • Enjoy priority land at 24-hour BPI Conta t Cetner and 24/7 assistance with Mastercard Travel & Lifestyle services. Plus, get access to exclusive offers with Mastercard Moments.
    • Redeem your accummulated, non-expiring point for shopping credits, shopping eGCs, dining eGCs or miles, and more.
    • Convert your credit limit to cash and pay it in installments up to 36 months.
    • You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
    Eligibility
    Minimum Age 21 years old
    Maximum Age 65 years old
    Min. Annual Income ₱ 1,000,000
    Landline Required Yes

    Required Documents

    For employed

    • Government-issued ID
    • Photocopy of latest BIR Form 2316
    • Certificate of Employment (COE) and latest payslips

    For self-employed

    • Government-issued ID
    • Latest Audited Financial Statement with BIR or bank stamp
    • Latest Income Tax Return with BIR or bank stamp

    For foreign residents

    • Passport
    • Alien Certificate of Registration and  Work Permit or Embassy Accreditation Papers
    Fees / Repayment
    • Annual fee: ₱4,000
    • Interest rate: 3%