BPI Credit Cards offer a wide range of practical and money-saving features designed to help you manage your finances with ease. Whether you’re looking to earn rewards, enjoy exclusive deals, or take advantage of flexible payment options, BPI has a credit card that suits your needs. With benefits that make your everyday spending more rewarding, BPI Credit Cards give you the tools to make smarter financial choices.
BPI Gold Rewards Card
| Annual Fee | ₱2,250/year |
| Minimum Annual Income | ₱480,000 |
| Interest Rate | 3% |
Card Details
- Use your BPI Gold Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.
- Rack up points from purchases you make anywhere in the world, whether online or in-store. Every Php 35 spend earns you 1 BPI Rewards Point.
- View, track, and redeem your points in real-time through the Vybe app.
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
- Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.
- Be insured for fee whenever you travel for up to Php 10 million when you book your flights using your card.
BPI Gold Rewards Card
BPI eCredit Card
| Annual Fee | Free for life |
| Minimum Annual Income | ₱180,000 |
| Interest Rate | 3% |
Card Details
- BPI eCredit Card is a free companion card to your BPI card and is designed for online use.
- It has a lower and adjustable limit. Plus, it has a different card number for added security.
- Get a different card number with a lower and adjustable sublimit from your primary BPI Credit Card.
- Earn 1 BPI point for every Php 35 spend. Enjoy lots of exciting rewards that you can redeem such as gift vouchers, shopping credits, airline miles, and more.
- Enjoy a wide array of offers from your favorite online stores.
- Enjoy a companion card that comes free with absolutely no annual fees.
BPI eCredit Card
BPI Amore Platinum Cashback Card
| Annual Fee | ₱5,000 |
| Minimum Annual Income | ₱1,000,000 |
| Interest Rate | 3% |
Card Details
- Allows you to enjoy cashback anywhere you shop or dine worldwide, whether in-store or online.
- Get cashback at your favorite restaurants or online food delivery services
- Earn cashback in supermarkets, department stores, and other shopping stores
- Enjoy cashback on all your other local or international spend, in-store or online
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with Bouns Madness Limit.
- Convert your straight purchases to installments with very low add-on rates
- Get unlimited access to Ayala Malls’ exclusive customer and family lounges and a 5% discount on your movie ticket purchase at the cinemas.
- New cardholders can also get complimentary parking tickets at select Ayala Malls as a welcome gift.
- Enjoy one of the lowest forex conversion rates of just 1.85%.
BPI Amore Platinum Cashback Card
BPI Signature Card
| Annual Fee | ₱5,500 |
| Minimum Annual Income | ₱1,200,000 |
| Interest Rate | 3% |
Card Details
- Save while you shop abroad: The lowest forex conversion rate is just 1.85%
- Enjoy great deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round: Signature deals up to 50% Off
- For every Php 20 spend and use points to redeem miles, shopping credits, or gift certificates from premium merchants
- Enhance your travel experience with Visa’s 24/7 Worldwide Concierge, Airport Meet & Greet Immigration Services, Airport Transfer Program, and Luxury Hotel Collection, offering you great discounts and premium privileges.
- Relax before your flight and enjoy complimentary airport lounge access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Book your travel using your card and get up to Php 20 million free travel accident and inconvenience benefits via air, land, or water.
- Get preferential exchange rates on a wide array of foreign currencies for your travels abroad
- Convert your credit limit to cash and pay it in installments for up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
BPI Signature Card
BPI Platinum Rewards Mastercard
| Annual Fee | ₱4,000 (free for the first year) |
| Minimum monthly income requirement | ₱83,333 |
| Interest Rate | 3% |
Card Details
- Easily earn and redeem rewards. Whether you’re shopping, dining, or traveling, earn rewards points for GCs, miles, and more with BPI Rewards Cards.
- Use your BPI Platinum Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.
- Earn two (2) BPI Rewards Points for every Php 30 local spend or for every Php20 foreign currency spent at merchants outside the Philippines, whether in-store or online.
- View, track, and redeem your points in real time through the Vybe app.
- Enjoy 0% installment on airline tickets for up to 6 months, all year round, when you book your airfare using your card.
- Enjoy convenient travel and access airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly, subject to required spend.
- Be insured for free whenever you travel for up to Php 10 million when you book your flights using your card.
- Mastercard’s Purchase Protection Insurance guards your purchases against theft and accidental damage for up to 180 days
- Enjoy priority land at 24-hour BPI Conta t Cetner and 24/7 assistance with Mastercard Travel & Lifestyle services. Plus, get access to exclusive offers with Mastercard Moments.
- Redeem your accummulated, non-expiring point for shopping credits, shopping eGCs, dining eGCs or miles, and more.
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
BPI Platinum Rewards Mastercard
BPI Edge Card
| Annual Fee | ₱110 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash.
- Avail of cash advance and withdraw up to 30 % of your available credit limit.
- Enjoy one of the lowest forex rates at just 1.85% and use it for your international purchases and when shopping abroad
- Earn 1 BPI Rewards Point for every Php 50 spend.
- Enjoy a wide array of year-round special deals.
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit.
- You can also convert your straight purchases to installment with our very low add-on rates.
BPI Edge Card
BPI Amore Cashback Card
| Annual Fee | ₱2,050 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Allows you to enjoy cashback when you pay for your needs, whether in-store or online. It also lets you enjoy cashback on your other local spend.
- 4% Cashback at supermarkets. Get cashback on your groceries and everyday household needs.
- 1% Cashback on drug stores and utilities. Earn cashback on health and personal care essentials and utilities.
- 0.3% Cashback on all other local retail spend. Enjoy cashback on all your other local retail spend, in-store or online.
- Convert your credit limit to cash and pay it in installments for up to 36 months. You can also avail of Cash Advance, and withdraw up to 30% of your available credit limit.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installments with our very low add-on rates.
- Get unlimited access to Ayala Malls’ exclusive customer and family lounges.
- Enjoy one of the lowest forex conversion rates of just 1.85%.
BPI Amore Cashback Card
Petron BPI Card
| Annual Fee | ₱1,550 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Offers a 3% fuel rebate and gives a free Php 200 fuel voucher as a welcome gift, this is the practical motorist card that gets you going.
- Earn a fuel rebate of 3%. Get it at any participating Petron station nationwide.
- Maximum fuel rebate per year Php 15,000. Advise the pump attendant to swipe your Petron BPI Card to a BPI Point-of-Sale terminal to be able to earn a rebate.
- Get cash anytime and withdraw up to 30% of your available credit limit through cash advance.
- For newly approved principal cardholders, the card comes with a free Php 200 fuel voucher.
- Get access to cash when you need it and pay in installments up to 36 months.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installments with our very low add-on rates.
Petron BPI Card
BPI Rewards Card
| Annual Fee | ₱1,550 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Earn BPI Rewards Points that you can use for shopping credits, gift vouchers, airline miles, and more.
- Use your BPI Rewards Card to shop, dine, and travel for a more rewarding experience.
- Discover lots of discounts and freebies via the Oh My Deals! App.
- Rack up points from purchases you make anywhere in the world, whether online or in-store.
- Every Php 35 spent earns you 1 BPI Rewards Point.
- View, track, and redeem your points in real time through the Vybe app.
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit.
- Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.
- Be insured for free whenever you travel for up to Php 2 million when you book your flights using your card.
- Redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more.
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 30% of your available credit limit.
BPI Rewards Card
Need some help?
BPI offers a range of credit cards tailored for different spending needs and lifestyles. Popular options include: BPI Blue Mastercard: Ideal for everyday purchases and offers flexible payment options. BPI Gold Mastercard: Designed for premium services and perks, often for frequent travelers and shoppers. BPI Amore Visa Card: Offers rebates, especially suited for purchases in local establishments like groceries and dining. Choosing the right card depends on your spending habits. If you frequently travel, a card with travel benefits might be best, while cashback or rewards cards suit daily spenders.
BPI credit cards come with standard fees, including: Annual Fee: Varies per card type and can sometimes be waived for the first year or upon reaching a spending requirement. Finance Charge: Applied when the balance isn’t paid in full each month; this rate is around 2% to 3%. Cash Advance Fee: Charged when cash is withdrawn from the credit card, typically a percentage of the amount withdrawn. Late Payment Fee: Imposed if payment is not made by the due date. It’s essential to review these fees on the BPI website or card statement and to pay on time to avoid additional charges.
To apply, you can visit a BPI branch, apply online through the BPI website, or use the BPI Mobile app. Basic eligibility requirements include: Age: At least 21 years old for primary cardholders. Income: Minimum income requirements vary by card type. Employment Status: Must be a salaried employee, self-employed, or business owner. Documents: Valid government ID, proof of income (e.g., payslip or tax return), and proof of billing address.
We welcome you to join us