The Edge Card is perhaps the easiest credit card to get from BPI, thanks to its low income requirements and affordable annual fees. The requirements are also light.
This basic credit card is packed with practical features. For instance, it earns 1 rewards point for every ₱50 spend. You also have multiple installment options, such as real 0% installment, Buy Now Pay Later, and Bonus Madness limit.
Annual Fee
₱110 (waived for the first year)
Monthly income requirement
₱15,000
Interest Rate
3%
Benefits
1 BPI Point for every ₱50 spend
Real 0% installment
Buy Now Pay Later
Bonus Madness limit.
Quick Facts
Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash.
Avail of cash advance and withdraw up to 30 % of your available credit limit.
Enjoy one of the lowest forex rates at just 1.85% and use it for your international purchases and when shopping abroad
Earn 1 BPI Rewards Point for every Php 50 spend.
Enjoy a wide array of year-round special deals.
Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit.
You can also convert your straight purchases to installment with our very low add-on rates.
Eligibility
Minimum Age
21 years old
Maximum Age
65 years old
Min. Annual Income
₱ 180,000
Landline Required
Yes
Required Documents
For employed
Government-issued ID
Photocopy of latest BIR Form 2316
Certificate of Employment (COE) and latest payslips
For self-employed
Government-issued ID
Latest Audited Financial Statement with BIR or bank stamp
Latest Income Tax Return with BIR or bank stamp
For foreign residents
Passport
Alien Certificate of Registration and Work Permit or Embassy Accreditation Papers
